Tustin, California – Express Capital is a mortgage lender in Tustin which also has a strong presence in the other 50 states of the United States. The company operates as a direct lender, offering competitive mortgages to homeowners and homebuyers in and around the region. They also act as brokers between other lenders and clients. These different approaches position the company to offer a wide range of tailor-made home loans.
Express Capital is associated with Florida Capital Bank, NA This provides the Tustin mortgage lender access to state-of-the-art systems and technology, streamlining its services to make them more efficient and reliable. In addition to having a well-structured business model, the company has a team of professional loan officers. They not only serve clients with over 75 years of experience, but they are well versed in various home loans.
Speaking more about their services and team, the Express Capital representative said, “We solve problems. You don’t have to let down payment or credit barriers get in the way of buying a home. Our loan officers will work hard to provide you with flexible and affordable solutions so you can buy a home. »
Lending products include Federal Housing Administration (FHA)-backed mortgages with low down payments and affordable rates, bridge loans, and USDA mortgages for the purchase of rural homes. Express Capital offers conventional conforming and non-conforming (jumbo) loans, interest-only mortgages, and U.S. Department of Veterans Affairs backed mortgages. Their products are also ideal for first-time home buyers and independent borrowers.
The loan process begins with a consultation where the interested buyer shares information, including the financial situation. At this stage, the agent informs the client about the various mortgage products in order to make an informed decision. Once the product is selected, the customer receives a pre-approval that details the eligible amount to borrow. With this document, home buyers can easily convince sellers of their genuine interest in their properties. Simultaneously, Express capital handles valuation and underwriting. Client receives conditional approval and loan commitment, receives final mortgage approval and completes transaction.
For the convenience of customers, the mortgage lender offers various online tools accessible through its website, including a home value estimate that customers can use to find out the market value of their properties in minutes. They can also confirm if they qualify for home loans or find out about paying off a mortgage using a calculator.
Schedule a consultation by contacting one of Express Capital’s loan officers at (949) 751-6940. Visit the company’s website to learn more about the options offered by the mortgage lender. Their office is located at 2552 Walnut Ave Ste 220, Tustin, CA, 92780, USA.
2552 Walnut Ave, Suite 220